Our Process
Twelve months. Nine conversations. One designed life.
The Life Architecture is what we call the year-long engagement that takes a household from 'we have money but not clarity' to 'we know exactly where this is going.' Six phases. Nine meetings, plus an annual Re-Vision. One flat fee.
01
Arrive
One meeting in week one. We meet, establish trust, review your intro forms — Your Financial Life Right Now and What's Shifting Right Now — and set the foundation for everything that follows.
02
Story
One meeting to surface your money history — the experiences that built your current beliefs and behaviors. Guided autobiography, not an interview.
03
Vision
The turning point. We work through The Three Questions and end with a written Vision Statement of the life this engagement is designed to fund.
04
Build
Five meetings across the next five weeks. Obstacles, cash architecture, tax + entity, capital design, and risk + estate — every recommendation tied back to the Vision, not built around a portfolio benchmark.
05
Blueprint
One meeting to hand over your Blueprint — the designed artifact of your planning year — and install the implementation rhythm.
06
On Cadence
An Annual Re-Vision reopens the Vision and keeps the plan alive — plus unlimited event-driven planning when life happens.
Year One and Beyond
Six phases. Nine meetings, plus an annual Re-Vision. Every area of your financial life.
Each phase builds on the last. By the end of Year One, you have your Blueprint — a designed artifact of your financial life, not a binder on a shelf.
Arrive
Week 1
Arrive
Meet, establish trust, review your intro forms — Your Financial Life Right Now and What's Shifting Right Now — and set the foundation for everything that follows.
Story
Week 2
Story
Surface your money history — the experiences that built your current beliefs and behaviors. The Money Story exercise. Guided autobiography, not an interview.
Vision
Week 3
Vision
The turning point. Explore what you actually want from life through The Three Questions — a sequence inspired by the life-planning tradition of George Kinder; the questions are Wealth In Yourself's own. Leave with a written Vision Statement.
Build
Weeks 4–8
Obstacles
Name what stands between you and the Vision — internal, relational, structural, financial. Build a map to remove the top three.
Time & Cash
Design your calendar and cash-flow architecture so your money buys you time, not the other way around.
Tax & Entity
Entity structure, tax-planning roadmap, and business architecture — every recommendation tied back to your Vision.
Capital
Investment design in behavioral layers: what protects, what funds the Vision, what expresses who you are.
Protect
Risk, insurance, estate, asset protection — framed as fortifying the upside your Vision requires.
Blueprint
Week 9
Blueprint
Receive your Blueprint — the designed artifact of your planning engagement. Walk through it section by section, install the implementation rhythm.
On Cadence
Ongoing + Annually
Re-Vision
Reopen the Vision, refresh the Obstacle Map, update the Blueprint. The annual meeting that prevents drift and re-energizes the engagement.
The Virtual Family Office in Action
You don't coordinate the team. We do.
When you need a cost segregation study, I don't send you to Google — I introduce you to the right partner, manage the handoff, review the output with you, and coordinate the tax and investment implications.
Altruist
Custodian
RightCapital
Financial Planning
Encore Estate Plans
Estate Planning
Valur
Advanced Tax Strategies
Monarch Money
Cash Flow Tracking
Equity Trust
Self-Directed IRA Custodian
Year Two and Beyond
After the first year, the rhythm changes.
Annual Re-Vision
Reopen the Vision, refresh the Obstacle Map, update the Blueprint. The meeting that prevents drift and re-energizes the engagement.
Ongoing Coordination
Tax strategy, investment monitoring, insurance reviews, and estate updates — coordinated across your VFO team year-round.
Event-Driven Planning
A business sale, a new property, a baby, a career change. When life happens, your plan adapts.
What This Costs
All of this — 9 meetings, the Blueprint, VFO coordination, unlimited access — is one flat fee.
No commissions. No surprise invoices. Your fee is based on net worth and declines as your wealth grows. See the full pricing page.
Ready to design the life this money is supposed to fund?
Book a 15-minute intro call. No pitch. No pressure. Just a conversation about what matters to you.
Book Your Intro Call