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For Business Owners

Your business is your biggest asset. Most advisors don't know what to do with it.

You didn't build your business to watch an advisor charge you 1% to put your money in index funds. You need coordinated planning across your business, your taxes, and your life.

The Real Challenges

Business owner finances aren't simple. Your advisor shouldn't pretend they are.

These are the problems we solve every day — because we've seen what happens when they go unaddressed.

Uneven Income

A $400K year followed by a $150K year. Distributions in Q4 that don’t show up in your personal account until January. Planning around irregular cash flow requires an advisor who’s seen it before — not one who tells you to “just save 20%.”

Tax Complexity

S-Corp vs. C-Corp vs. LLC. Reasonable compensation rules. QBI deduction phase-outs. Retirement plan contribution limits that change based on your entity type. Your CPA handles the filing. We handle the strategy that makes filing day a lot less painful.

Entity Structuring

The right entity structure can save you six figures over a decade. The wrong one costs you every April.

Retirement Plan Design

Solo 401(k), SEP IRA, Defined Benefit plans, cash balance plans. Most advisors default to a SEP because it’s easy. We run the numbers on every option and find the structure that lets you shelter the most income from taxes — sometimes $100K+ per year.

Exit Planning

Whether you’re selling in 2 years or 20, your exit strategy should start now. Valuation strategy, deal structure, installment sale analysis, and the question nobody asks until it’s too late: what does your life look like after the wire hits?

Cash Flow Management

You have $200K sitting in your business account. Do you reinvest, distribute, or fund a retirement plan? The answer changes every quarter. We build the framework so you stop guessing and start deciding with confidence.

Our Approach

How we work with business owners.

We've built our process around the reality of running a business — not a textbook version of it.

We coordinate with your CPA and attorney so every decision is informed by your full picture — not made in a vacuum

We build multi-year tax projections, not just this year’s return. You’ll see the 3-year and 5-year impact before you make a move

We stress-test your plan against business downturns, because a good plan doesn’t break when revenue dips 30%

We design compensation strategies — salary, distributions, retirement contributions — that minimize your total tax burden across federal, state, and self-employment taxes

One flat fee. No AUM percentage eating into your growth. Your success doesn’t increase our cost

“Most business owners don't have a financial plan. They have a tax return and a brokerage account. Those aren't the same thing.”

If you've been told to “max out your SEP IRA” and call it a day, you're leaving serious money on the table. The difference between a generic advisor and one who understands business ownership is six figures over a career — in taxes alone.

Questions Business Owners Ask Us

Do you replace my CPA or attorney?
No. We work alongside them. Your CPA handles compliance and filing. Your attorney handles legal structure. We sit in the middle and make sure every decision is coordinated — so your tax strategy, entity structure, retirement plan, and investment approach actually work together instead of in silos.
What types of business owners do you work with?
We work with founders, solo operators, and small business owners across industries — typically earning $200K+ through their business. S-Corp owners, LLC members, C-Corp shareholders. If your financial life is intertwined with your business, that’s exactly who we built this for.
How is a flat fee better than AUM for business owners?
When your net worth is growing because your business is scaling, an AUM advisor’s fee grows with it — even if the work doesn’t change. A flat fee means your cost is tied to the complexity of your situation, not the size of your portfolio. You keep more of what you build.
Can you help me set up a retirement plan for my business?
Absolutely. We design retirement plans — Solo 401(k), SEP IRA, Defined Benefit, and cash balance plans — based on your income, entity type, and how aggressively you want to defer taxes. Most advisors default to a SEP IRA because it’s easy. We do the math to find the structure that actually saves you the most.
I’m thinking about selling my business. When should I start planning?
Yesterday. But today works too. Exit planning isn’t a six-month project — it’s a multi-year process that involves valuation strategy, tax-efficient deal structure, and figuring out what your financial life looks like after the sale. The earlier you start, the more options you have.
What if my income is unpredictable year to year?
That’s normal for business owners, and it’s exactly why cookie-cutter financial plans fail. We build flexible plans with cash reserve strategies, variable contribution schedules, and tax projections across multiple income scenarios. Your plan should bend with your business — not break.

Case Study

A tech founder saved $47K in Year 1.

S-Corp election, Solo 401(k), and cost segregation — coordinated under one plan.

Read the full case study →

Free Download

The Entrepreneur's Wealth Extraction Roadmap

Valuation, entity structure, QSBS, cash flow modeling, and the full advisory team you need before you exit — or before your next growth phase. Free PDF.

Get the free roadmap

Ready for an advisor who understands what you're building?

Book a 15-minute intro call. No pitch. No AUM proposal. Just a conversation about your business, your taxes, and what comes next.

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