Diagnostic
5 Questions Every High-Net-Worth Household Should Be Asking Their Advisor
Five questions to put to your current advisor, and to us. Any advisor worth their fee should be able to answer them. Use this list before your next review meeting, with us or with anyone.
Why these five questions
When a household's finances get complicated, an advisor relationship that isn't working can show up as missed tax planning, estate documents nobody coordinated, and decisions made alone that should have been made as a team. The hard part is that a relationship like that can look fine from the outside. Polite quarterly meetings. Reasonable returns. No obvious problems.
These five questions are designed to surface what's actually happening underneath. Every question is one your advisor should be able to answer without preparation, and one we'd expect to be asked ourselves. There's no gotcha here. Just five conversations a household at this net worth deserves to have.
Use this list at your next review meeting, with us or with anyone.
The five questions
Question 1 of 5
How does my fee change as my net worth grows? Show me the math at $3M, $10M, and $20M, in dollars, not percentages.
Question 2 of 5
What specifically do you do for me that I couldn't reasonably do myself with 4 hours per quarter and good software?
Question 3 of 5
When was the last time you proactively brought me a tax-savings opportunity I wasn't already aware of?
Question 4 of 5
If I died tomorrow, who would my spouse call first, and is that person on speed dial in your office?
Question 5 of 5
How do you coordinate with my CPA, estate attorney, and insurance broker, and who's responsible when that coordination fails?
Knowing the questions is the easy half. The harder half is knowing what a strong answer to each one actually sounds like, so you can tell real substance from a polished deflection. That's in the PDF below, along with a simple way to score where your current advisor stands.
What does a good answer actually sound like?
The PDF gives you a strong-answer benchmark for all five questions, plus a quick way to score where your current advisor stands.
Enter your name and email and I'll send the PDF to your inbox within 60 seconds. No spam. Bring it to your next review.
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